BCRemit is an online money transfer service (via mobile app, web and call centre)
that allows you to send money using your mobile phone, tablet or laptop/PC
from the UK to the Philippines. Money can be sent via Credit-to-Bank
Account and Cash Pick-up.
BCRemit is an online money transfer service (via mobile app, web and call centre)
that allows you to send money using your mobile phone, tablet or laptop/PC
from the Philippines to UK and Europe. Money can be sent via Credit-to-Bank Account.
BCRemit is online only to provide you low cost, secure, fast and convenient
service. With BCRemit you can do your money transfer anywhere and anytime
you have access to the internet.
BCRemit is registered and regulated by the UK Financial Conduct Authority (FCA) and the HMRC.
BCRemit is registered and regulated by the BSP (Bank Sentral ng Pilipinas).
Why should I use BCRemit?
The internet has improved the way we live in so many ways. Such as communicating with our loved ones via chat apps or email and online shopping.
BCRemit wants to do the same for money transfer. Currently, money remittance for most migrant workers is still done via the traditional brick-&-mortar model offered by high street remittance companies and banks. This traditional way of sending money is usually expensive and time consuming, requiring customers to submit physical documents and to go to high street shops/offices.
Our online service is low cost, simple to use, fast and secure. You can send money in a few mins in the comfort of your home or office using your mobile phone, tablet or laptop/PC anytime, day or night.
BCRemit is committed to keeping our customers and their money safe and secure with our industry-leading technology.
How do I register with BCRemit?
You can download our BCRemit mobile app for free on your mobile phone, or go to our website using your mobile phone, tablet or laptop/PC. Just click on Sign-up and follow our simple online process.
Please see our How it Works video for a quick demo. Once successfully registered, you may start sending money.
How do I send money with BCRemit?
Sending money with bcremit is as easy as 1-2-3.
Step 1 : Log-in to BCRemit using our mobile app or website.
Step 2 : Add (or choose) your beneficiary and indicate the amount to send.
Step 3 : Select your preferred payment method.
How do I pay with BCRemit?
There are two ways to pay for your transfer:
1. Pay using your Debit Card, or
2. Pay via Online Bank Transfer to our UK bank account with details below:
1. Pay via Online Bank Transfer or deposit to our Philippine bank account with details below:
BC Remittance Ltd
Sort Code: 04 13 07
Account number: 2990 1470
Reference: [your unique transaction reference]*
Account Name: BC Remit and Money Exchange Services
Bank Name: Bank of the Philippine Islands (BPI)
Account number: 87258 13555
Reference: [your unique transaction reference]*
*Please make sure you indicate your unique Transaction Reference in the reference field of your Online Bank Transfer.
How much does it cost to use BCRemit?
We aim to provide you low transfer fees. Our transfer fees starts at £2.99. Below is our pricing table for your reference:
We aim to provide you with low transfer fees. Our transfer fees start at P500.00. Below is our pricing table for your reference:
Summary of Transfer Fee Structure
On-line Bank Transfer
Card
Amount
Credit to Bank
Cash Pick-up
Credit to Bank
Cash Pick-up
£1 to £500
£2.99
£3.99
£2.99
£3.99
Additional 0.5% and 1.0% charge in excess of £500 for Online Bank Transfer and Debit Card, respectively*
*subject to min. 10p additional charge
Summary of Transfer Fee Structure
Fee in PHP
Amount send (PHP)
500.00
1 to 100,000.00
1,000.00
100,000.01 to 200,000.00
1,500.00
200,000.01 and above
Summary of Transfer Fee Structure
On-line Bank Transfer
Amount
Credit to Bank
£1 to £300
£2.99
Amount
Cash Pick-up
£1 to £300
£3.99
Card
Amount
Credit to Bank
£1 to £300
£2.99
Amount
Cash Pick-up
£1 to £300
£3.99
Additional 0.5% and 1.0% charge in excess of £300 for Online Bank Transfer and Debit Card, respectively*
*subject to min. 10p additional charge
Our easy to use Send Money Calculator will clearly show you the transfer fee as well as the exchange rate and total amount you need to pay depending on the delivery and payment mode you choose.
Below are examples of the transfer fee you pay based on different amounts.
On-line Bank Transfer
Card
Amount
Credit to Bank
Cash Pick-up
Credit to Bank
Cash Pick-up
£550
£3.49
£4.49
£3.49
£4.49
£600
£3.49
£4.49
£3.99
£4.99
£650
£3.74
£4.74
£4.49
£5.49
£700
£3.99
£4.99
£4.99
£5.99
On-line Bank Transfer
Amount
Credit to Bank
£350
£3.20
Amount
Cash Pick-up
£350
£4.24
Card
Amount
Credit to Bank
£350
£4.24
Amount
Cash Pick-up
£350
£5.49
On-line Bank Transfer
Amount
Credit to Bank
£400
£3.49
Amount
Cash Pick-up
£400
£4.49
Card
Amount
Credit to Bank
£400
£4.49
Amount
Cash Pick-up
£400
£5.990
On-line Bank Transfer
Amount
Credit to Bank
£450
£3.74
Amount
Cash Pick-up
£450
£4.74
Card
Amount
Credit to Bank
£450
£5.74
Amount
Cash Pick-up
£450
£6.490
On-line Bank Transfer
Amount
Credit to Bank
£500
£3.99
Amount
Cash Pick-up
£500
£4.99
Card
Amount
Credit to Bank
£500
£5.99
Amount
Cash Pick-up
£500
£6.990
How can my beneficiary receive the money?
BCRemit has 3 delivery options available.
1. Credit-to-Bank Account: You can credit the money direct to your beneficiary's bank account (any bank in the Philippines).
2. Cash Pick-up: Have your beneficiary collect the money from any of our over 10,000 cash pick-up outlets/partners.
3. E-Wallet: This is BCRemit's newest delivery option where funds can be credited to the e-wallet account of your beneficiary such as G-Cash, Paymaya and Coins.ph.
Credit-to-Bank Account: You can credit the money directly to your beneficiary's bank account (any bank in the UK/EU).
What does the beneficiary need in order to collect the money?
To collect money, your beneficiary needs two things:
1. Proof of ID
2. Reference number
Please note that the beneficiary's name as stated on your transfer has to match exactly the name presented on the beneficiary's Proof of ID. Please see list of Valid IDs
How much money can I send with BCRemit?
There is no limit on the amount that you can send. We do conduct Enhanced Due Diligence (EDD) checks in some instances. Such as for customers who send more than £7,000 in a single transaction or over a 30-day period. This is part of our anti-money laundering procedure.
If you are planning to transfer large amount of money, please e-mail us at [email protected] or call us at .
How much money can I send with BCRemit?
There is no limit on the amount that you can send. We do conduct Enhanced Due Diligence (EDD) checks in some instances. Such as for customers who send more than ₱500,000 in a single transaction or over a 30-day period. This is part of our anti-money laundering procedure.
If you are planning to transfer large amount of money, please e-mail us at [email protected] or call us at .
Do I have to register with BCRemit to get a transfer quote?
No, you instantly get the transfer fee and the total amount that you have to pay by just filling in the amount you want to transfer and the method you want it to be delivered using our Send Money Calculator.
What if I have a problem or question on my money transfer?
You may get in touch with us via our Contact Us page, call us 24/7 at / or e-mail us at [email protected] we will be happy to assist you.
List of Valid IDs in the Philippines
To guide your beneficiaries in picking up their remittances, please find below the list of valid IDs (as per BSP Circular 706) that can be presented in the pay-out locations.
At least one (1) Of the following photo-bearing IDs:
1. Passport / Driver's license
2. Professional Regulation Commission (PRC) ID
3. National Bureau of Investigation (NBI) Clearance
4. Unified Multipurpose ID (UMID)
5. Postal ID / Black Philpost ID
6. Voter's ID
7. Barangay certification
8. Government Service and Insurance System (GSIS) e-Card
9. Social Security System (SSS) card
10. Senior Citizen Card
11. Overseas Workers Welfare Administration (OWWA) ID
12. Overseas Filipino Worker (OFW) ID
13. Seaman's Book
14. Alien Certification of Registration (ACR)/lmmigrant Certificate of Registration (ICR)
15. Government office and GOCC ID (e.g., Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF ID)
16. Certification from the National Council for the Welfare of Disabled Persons (NCVVDP)
17. Department of Social Welfare and Development (DSINC)) Certification
18. Integrated Bar of the Philippines ID
19. Company ID issued by private entities registered with or regulated either by the BSP, SEC or Insurance Commission
20. Student ID duly signed by the principal or head of the school
Need help? Our Customer Support is happy to assist you